Terms of Use

Welcome to Down Payment Path. By accessing or using our website, services, or products, you agree to comply with and be bound by these Terms of Use. If you do not agree to these terms, you must refrain from using our services.

1. Use of Our Services

Down Payment Path provides tools, resources, and connections to assist first-time homebuyers, including referrals to Real Estate Agents, Loan Officers, and other third parties. By using our services, you agree that:

• You will use our services solely for lawful purposes.
• You will not use our services to harass, abuse, or harm others, or for fraudulent purposes.
• You are solely responsible for the accuracy of the information you provide to us, including any forms or submissions.

2. Third-Party Services

Our website and services may connect you with third-party Real Estate Agents, Loan Officers, or other professionals. Down Payment Path is not responsible for the actions, omissions, or services provided by these third parties. Any agreements or interactions you have with third parties are solely between you and the third party.

3. Privacy

Your use of Down Payment Path is governed by our Privacy Policy, which explains how we collect, use, and share your information.

4. Intellectual Property

All content on our website, including text, graphics, logos, and other materials, is the property of Down Payment Path or its licensors and is protected by applicable intellectual property laws. You may not copy, distribute, or reproduce any content without our prior written consent.

5. Limitation of Liability

Down Payment Path is not responsible for any damages or losses arising from your use of our services, including but not limited to:

• Inaccurate or incomplete information provided by third parties.
• Errors, interruptions, or delays in our services.
• Decisions made based on information obtained from our website or services.

To the fullest extent permitted by law, our liability is limited to the amount you paid for using our services, if any.

6. Indemnification

You agree to indemnify and hold harmless Down Payment Path, its affiliates, and their respective officers, employees, and agents from any claims, damages, or expenses arising out of your use of our services or your violation of these Terms of Use.

7. Changes to Terms

Down Payment Path reserves the right to update these Terms of Use at any time. Changes will be effective upon posting to our website. Your continued use of our services constitutes your acceptance of the updated terms.

8. SMS Terms and Conditions

By providing your phone number, you consent to receive text messages (SMS) from Down Payment Path. These messages may include updates, promotions, notifications, and other communications related to our services. Message frequency may vary.

Consent to Receive SMS Messages

By providing your phone number, you consent to receive SMS messages from Down Payment Path.

Opt-Out Instructions

You can opt out of receiving SMS messages at any time by replying with the word STOP to any message you receive. You will receive a confirmation message, and no further messages will be sent unless you opt back in.

Fees and Charges

Down Payment Path does not charge for sending or receiving SMS messages. However, standard message and data rates may apply depending on your mobile carrier and plan.

Supported Carriers

SMS messages are supported by most major carriers in the United States. Down Payment Path is not responsible for delayed or undelivered messages due to carrier issues.

Help and Support

For assistance, reply with the word HELP to any SMS message or contact our support team at support@downpaymentpath.com.

Privacy

Your phone number and related data are handled according to our Privacy Policy.

Changes to SMS Terms

Down Payment Path reserves the right to update these SMS Terms at any time. Changes will be posted here, and continued use of our SMS services constitutes acceptance of the updated terms.

9. Governing Law

These Terms of Use are governed by the laws of the state where Down Payment Path is headquartered, without regard to conflict of law principles.

10. Contact Information

If you have any questions about these Terms of Use, please contact us at our contact page.